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10 Ways In Which A Driver Can Save For Car Insurance

Find out how to save on car insurance and check our website for free auto insurance quotes online.

  1. car-insurance-1Make sure all your cars are on the same policy. All insurers offer a “Multi-vehicle discount” for customers who insure more than one vehicle on the same policy. This can bring you consistent savings on all cars.
  2. Insure your car and home with the same company. It is perfectly legal and it is also a great way to benefit of another discount.
  3. Increase your deductibles. Raising your deductibles will lower your insurance premiums. Insurance was really meant to cover you for damages you could never afford on your own, so by agreeing to spend more from your own pocket, the insurer will ask for less money.
  4. Think about dropping your collision coverage if you have an older car. If your car is getting up there in age, you may want to think about dropping the collision coverage on your policy since the rates for this plan increase drastically with the age of the car.
  5. Maintain a clean driving history. Your driving record is one of the most influential factors in determining your insurance rate. Keep it clean and you will get good rates.
  6. Drive a safe car. Insurance rates for cars are based on the previous claims history for that vehicle and statistics. The more likely a car is to be stolen or to be involved in an accident, the more you pay for insurance.
  7. If you are a new driver you should take a driver’s training course. Licensed drivers who have completed an approved drivers training course in the last 3 years pay lower premiums. Safer drivers pay lower insurance rates.
  8. Have an anti-theft devices and safety devices installed on your car. Insurance companies provide hefty discounts to those who invest in their car security and safety. If you already have an approved, factory-installed alarm in your car, we will take this into account when determining your rate.
  9. Make periodic checks of the market.Many of your personal, professional and driving details change all the time, and so will the way auto insurance companies consider you. If you don’t compare insurance rates at least once or twice a year, you’ll never know if you could be paying less.¬†Shop for auto insurance using online car insurance quotes.
  10. Pay premiums annually, not monthly. Additional administrative fees are commonly applied to payments when you choose to pay premiums monthly.

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